Licensed advisors · No cost to call
Coverage you can call and confirm in minutes, not weeks.
InsuranceCovered connects you by phone with a licensed insurance advisor who walks through auto, home, and travel coverage side by side — so you can compare real options and pick the one that actually fits your situation.
What we help you cover
Three calls' worth of shopping, done in one.
Every coverage line below is discussed live by phone. Tell the advisor what you drive, where you live, or where you're headed, and they'll lay out the coverage tiers that apply.
Auto & Vehicle
Auto, car, and vehicle coverage explained together — liability, collision, comprehensive, and the gaps most drivers don't know they have until it's too late.
- New, used and financed vehicles
- Multi-car and household bundles
- Roadside and rental-car add-ons
Home Insurance
Whether you own, rent, or are closing on a new place, an advisor walks through dwelling, liability, and personal-property protection in plain language.
- Homeowner and renter policies
- Storm, fire and water-damage tiers
- Bundling with an existing auto policy
Travel Insurance
Short trip or long haul, an advisor matches coverage to your itinerary — trip cancellation, medical abroad, and delayed or lost baggage.
- Single-trip and annual multi-trip plans
- Emergency medical while traveling
- Cancellation and interruption cover
How a call goes
One conversation, three steps.
There's no form to fill out and no account to create. Everything happens on the call.
Dial the number
Call (888) 973-7361 and tell the advisor which line of coverage you're asking about — auto, home, or travel. There's no wait-time script to sit through.
Talk through your options
The advisor asks a handful of questions about your situation and lays out coverage tiers side by side, including what's typically included and what usually costs extra.
Confirm or walk away
If something fits, you confirm it on the call. If nothing does, you hang up with a clearer picture and no obligation to continue.
Why call instead of clicking through forms
A person on the phone catches what a dropdown menu can't.
Online quote forms guess at your situation from a handful of fields. A licensed advisor can actually ask the follow-up question.
Plain-language explanations
No policy jargon left unexplained — if a term doesn't make sense, the advisor breaks it down before moving on.
Side-by-side tiers
Coverage levels are compared out loud in the order that matters to your situation, not a generic list.
No account required
There's nothing to sign up for and nothing stored on a dashboard. The call is the whole interaction.
Zero obligation
Asking questions doesn't commit you to anything. Hang up any time with no follow-up required.
Understanding the fine print
What actually changes your premium.
You don't need to become an underwriter to shop smart. Here's the plain-language version of what advisors are actually weighing when they talk through a policy with you.
Auto: driving history and vehicle value
Auto and vehicle premiums move on a few core levers: your driving record, how many miles you put on the car each year, and how expensive the vehicle is to repair or replace. Liability coverage protects other people and their property if you're at fault; collision and comprehensive protect your own car. Advisors will usually walk through both, then flag which optional add-ons — roadside assistance, rental reimbursement, gap coverage on a financed vehicle — are worth the extra line item for your specific situation rather than reading you a standard list.
Home: construction, location and coverage limits
Home insurance pricing leans heavily on the age and construction of the property, its location relative to fire and flood risk, and how much it would cost to fully rebuild — not just what you paid for it. Renters face a simpler version of the same questions, focused mainly on personal property and liability. An advisor's job is to make sure your coverage limit actually matches replacement cost, since being underinsured is the single most common gap homeowners discover only after filing a claim.
Travel: trip cost and destination risk
Travel insurance is priced around how much of the trip is non-refundable, how far you're traveling, and what medical coverage your existing health plan already provides abroad — which for many travelers is little to none. Trip cancellation and interruption cover the money you'd otherwise lose; emergency medical and evacuation cover the risk a domestic health plan usually won't. An advisor can tell you quickly which of those matters most for the specific trip you're planning.
Before you call
Common questions
Does calling cost anything?
No. Calling (888) 973-7361 and speaking with an advisor is free, and you're never charged just for asking questions or comparing coverage tiers.
Is InsuranceCovered an insurance company?
No. InsuranceCovered is an advisory service that helps you understand auto, home, and travel coverage by phone. We are not an insurer, and any policy you ultimately choose is issued by a licensed carrier, not by InsuranceCovered.
What should I have ready before I call?
For auto or vehicle coverage, have your vehicle year, make, and model handy. For home coverage, know roughly when the home was built and whether you own or rent. For travel, know your destination and travel dates. None of this is required to start the call — the advisor can work with whatever you have.
Can I ask about more than one coverage line on the same call?
Yes. Many callers ask about auto and home together, since bundling is often part of the conversation. Just let the advisor know which lines you're interested in at the start of the call.
What are your calling hours?
Advisors are available seven days a week. If you reach voicemail outside of active hours, leave a callback number and a good time to reach you.
Will I be pressured to buy something on the call?
No. Advisors are there to explain coverage, not to push a sale. If you need time to think it over, say so — you can always call back at (888) 973-7361 once you're ready to move forward or ask further questions.
Have your questions ready. We'll do the explaining.
Auto, home, or travel — one call covers all three.